diff --git a/src/bun.js/api/server.zig b/src/bun.js/api/server.zig
index 4cf8cd61c0..bbcace4a83 100644
--- a/src/bun.js/api/server.zig
+++ b/src/bun.js/api/server.zig
@@ -8003,6 +8003,11 @@ pub fn NewServer(comptime NamespaceType: type, comptime ssl_enabled_: bool, comp
             callframe: *JSC.CallFrame,
         ) bun.JSError!JSC.JSValue {
             JSC.markBinding(@src());
+
+            if (this.config.onRequest == .zero) {
+                return JSPromise.rejectedPromiseValue(ctx, ZigString.init("fetch() requires the server to have a fetch handler").toErrorInstance(ctx));
+            }
+
             const arguments = callframe.arguments_old(2).slice();
             if (arguments.len == 0) {
                 const fetch_error = WebCore.Fetch.fetch_error_no_args;
@@ -8088,6 +8093,7 @@ pub fn NewServer(comptime NamespaceType: type, comptime ssl_enabled_: bool, comp
 
             var request = Request.new(existing_request);
 
+            bun.assert(this.config.onRequest != .zero); // confirmed above
             const response_value = this.config.onRequest.call(
                 this.globalThis,
                 this.jsValueAssertAlive(),
diff --git a/test/js/bun/http/bun-serve-routes.test.ts b/test/js/bun/http/bun-serve-routes.test.ts
index 1d82bc02d2..e4b6333e60 100644
--- a/test/js/bun/http/bun-serve-routes.test.ts
+++ b/test/js/bun/http/bun-serve-routes.test.ts
@@ -541,3 +541,12 @@ it("throws a validation error when routes object is undefined and fetch is not s
     Learn more at https://bun.sh/docs/api/http"
   `);
 });
+
+it("don't crash on server.fetch()", async () => {
+  await using server = Bun.serve({
+    port: 0,
+    routes: { "/test": () => new Response("test") },
+  });
+
+  expect(server.fetch("/test")).rejects.toThrow("fetch() requires the server to have a fetch handler");
+});